Finance

Life and business are interwoven and they both go together. It would easy to know what is happening around to know how the companies are making money.

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Business News and happenings in the corporate world.

Accelerator pedal Toyota GB Director Jon Williams message

Toyota GB Director Jon Williams gives a message of reassurance to customers and outlines how Toyota will manage the recall of customer's vehicles on accelerator pedal. Please see http://www.toyota.co.uk/recall .

This message is very important since it is a good example on how to handle crisis and how to mitigate the risk in the future.

One of the viewer Seahawk124 has made an interesting remark.

Toyota has poorly managed this from the start, but now are trying to get things right again.
I'm younger than Mr Williams and Mr Cho (Chairman), but Ive learnt in my short life, that if you have done something wrong. The first thing you must do is put your hand up in the air and admit your mistake/s and then work on a solution, rather then bury this into the ground, hoping no one would find out.

If you can be brave and admit your mistakes from the start, you'll be a man.

That's a good lesson to learn on how to handle crisis.

GoDaddy is not a pep talk on fatherhood. Find out more

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Alternatives to oil fuel resources

The Age of Oil: The Mythology, History, and Future of the World's Most Controversial Resource

Time: 347 A.D. Oil wells are drilled in China up to 800 feet deep using bits attached to bamboo poles. 1858 First oil well in North America is drilled in Ontario, Canada. It took over 1400 years to realise the commercial potential of the oil to use as fuel for mass consumption.

Arab world did not realise the existence of oil till 1933 when the Saudi Arabian government signed a concessionary agreement with Standard Oil of California (Socal), allowing the company to explore Saudi Arabia for oil. Today, its yearly production of only crude oil neared 3.4 billion barrels (540,000,000 m3) and it managed over 100 oil and gas fields in Saudi Arabia totaling at least 264 billion barrels (4.20×1010 m3) of oil reserves and 253 quadrillion scf of gas reserves.

History lesson: Are we missing something ? Oil that existed for millions of years in some part of the world was discovered first in 347 AD and continued to be discovered till now for mass use. Coal was the bedrock of the industrial revolution in Europe and North America. But it has now has little role to play even though it is available in abundance.

Is there alternative fuel around us that we don't realise it exists. Conventional knowledge shows the alternative fuels are Wind power, Solar power, Tidal power, Geothermal power, Hydropower, Biomass, Ethanol fuel, Hydrogen, Compressed Natural Gas, Bio Fuel and Nuclear.

The fuels drilled from the earth have been economical and suitable for masses. So the question is whether we have to drill the earth deeper to find a better alternative. Or wait for another 1400 years to know the answer.

Discovery of Oil - You will like this video

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Brown Cameron Clegg - a race for next PM

Today is the last day of the election campaigning in the UK. The prime ministerial candidates are campaigning to get the vote of undecided voters. The famous television debates with Brown, Cameron and Clegg and their agreements and disagreements on how they will run the country.

Everyday on the sky news, you have a forecast poll which predicts a hung parliament. There is an interesting article on BBC "Hung Parliament - What Happens next ?" but what it means to a common man in tesco terms. Does it mean a good offer, "Buy one, get one free" ? To make the matter simple, lets look at their CVs.

Nicholas William Peter "Nick" Clegg (born 7 January 1967) is a British politician and, since 18 December 2007, leader of the Liberal Democrats.

Clegg's first major elected position was as a MEP for the East Midlands from 1999 to 2004. He was elected Member of Parliament for Sheffield Hallam in the 2005 general election and became the Liberal Democrats' Home Affairs spokesperson in 2006. Clegg defeated Chris Huhne in the party's 2007 leadership election. As well as his parliamentary roles, Clegg has contributed to many pamphlets and books on political issues.

Clegg was educated at Caldicott School in Buckinghamshire and Westminster School in London, followed by Robinson College at the University of Cambridge, where he studied Social Anthropology; he later studied at the University of Minnesota and the College of Europe. He is married to Miriam González Durántez, and they have three children.

Spouse: Miriam González Durántez

is a partner of international legal practice DLA Piper and the wife of UK Liberal Democrat party leader Nick Clegg. She was born in Spain and has Spanish nationality, but lives and works in the United Kingdom with her husband and children

David William Donald Cameron (born 9 October 1966) is the leader of the Conservative Party and Leader of the Opposition in the United Kingdom. He has occupied both positions since December 2005.

Cameron studied Philosophy, Politics and Economics at Oxford, gaining a first class honours degree. He then joined the Conservative Research Department and became Special Adviser to Norman Lamont, and then to Michael Howard. He was Director of Corporate Affairs at Carlton Communications for seven years.

Spouse: Samantha Cameron

Samantha Gwendoline Cameron (née Sheffield, born 18 April 1971) is a British business executive and wife of the Conservative Party leader David Cameron. She is often referred to as "SamCam" by the tabloid press. She is the creative director of Smythson of Bond Street, a stationery firm.

James Gordon Brown (born 20 February 1951) is the Prime Minister of the United Kingdom and Leader of the Labour Party. Brown became Prime Minister in June 2007, after the resignation of Tony Blair and three days after becoming leader of the governing Labour Party. Immediately before this he had served as Chancellor of the Exchequer in the Labour Government from 1997 to 2007 under Tony Blair.

Brown has a PhD in History from the University of Edinburgh and spent his early career working as a television journalist. He has been a Member of Parliament since 1983; first for Dunfermline East and since 2005 for Kirkcaldy and Cowdenbeath. As Prime Minister, he also holds the offices of First Lord of the Treasury and the Minister for the Civil Service.

Spouse: Sarah Brown

born 31 October 1963) is the wife of Gordon Brown, the current Prime Minister of the United Kingdom. She is also the founding partner of Hobsbawm Macaulay Communications, a public relations company. She was educated in North London at Acland Burghley School and Camden School for Girls, and went on to take a psychology degree at the University of Bristol.

Election debate on Economy

I hope their CVs help you to decide on whom to vote, if you are undecided. Election day May 6,2010. Vote the best candidate you want.

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How did the company Levis Strauss start

Levi Strauss & Co. (CA) (Images of America)

How did Levis Strauss start ?

The world famous and one of the expensive and sought after jeans in the market for both men and women. Levis Jeans.....

Did you know how did Levis Strauss begin ?

Jacob Davis was a tailor who frequently purchased bolts of cloth made from hemp from Levi Strauss and Co.'s wholesale house. After one of Davis' customers kept purchasing cloth to reinforce torn pants, he had an idea to use copper rivets to reinforce the points of strain, such as on the pocket corners and at the base of the button fly. Davis did not have the required money to purchase a patent, so he wrote to Strauss suggesting that they go into business together.

After Levi accepted Jacob's offer, on May 20, 1873, the two men received U.S. Patent 139,121 from the United States Patent and Trademark Office. The patented rivet was later incorporated into the company's jean design and advertisements. Contrary to an advertising campaign suggesting that Levi Strauss sold his first jeans to gold miners during the California Gold Rush (which peaked in 1849), the manufacturing of denim overalls only began in the 1870s.

Rest is history....

Looking for Levis Jeans. Click here

You may like to read how they make money

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Toyota Recall: Get to the bottom of the problem

You must reading in the news "Toyota recalls 4.2 million Toyota and Lexus vehicles because floor mats could jam the gas pedal down. About 1.7 million are on both lists, Toyota said.

In its latest announcement, Toyota cited problems with "certain accelerator pedal mechanisms." It gave no other specifics about the problem and said it is "working quickly to prepare the correction remedy."".

Some of you might know it is a problem, but do not know what it is about.

What exactly is the problem ?

Some of you might know it is a problem, but do not know what it is about.

What exactly is the problem ?

Watch the video.

Sometimes you may also be faced with similar situation in your workplace like MS Excel problems. Or in DIY at home like fixing a bulb or window or the water tap or cleaning the head of your DVD player.

Tip: If you are encountered with a problem, do not use your own imagination,. Take help of internet. You can save money.

Read the user manual first. If that doesn't help,
Google it and find out how it is solved or
Search on You Tube for a demonstration.

It is most likely you should be able to find a solution or atleast you will know more how to fix it. This will save you lot of money. If you ask someone else to do, then you have the upper hand to talk about. That's business.

Have you recently put on more Weight ? Visit www.Weightwatchers.com

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Exchange your Gold for Cash and they make money

14k Yellow Gold 2.7mm Cuban Chain Necklace, 24"

Gold Exchange your Gold for Cash and they make money

You must seeing commercials on the TV every hour to sell Gold for Cash. "Sell scrap gold, gold jewellery and coins and get quick cash for gold. Fast cash for gold with best scrap gold prices." A convenient way to get easy cash. Do you know how they make money ?

FOX News Investigates the "Cash for Gold" Industry.

CashandGold @ Yahoo! Video

Think before you part with your gold.

Thinking about a new mobile. Go to e2save.co.uk for good deals

You may like to read how they make money

Personal Finance

Personal Finance - Something that pinches us everytime

Are you buying petrol from ESSO or BP

Empires of Industry - Black Gold: The Story of Oil (History Channel)

The price of oil is as low as it has been for a while, But the oil companies have simply jacked their prices up and the government will not do anything as they rake in extra VAT for every increase. (Sharing this email from internet and please share it with others quickly).

See what you think and pass it on if you agree with it.

We are hitting 114.9 a litre in some areas now, soon we will be faced with paying 150 a litre.

This makes MUCH MORE SENSE than the 'don't buy petrol on a certain day campaign that was going around last April or May! The oil companies just laughed at that because they knew we wouldn't continue to hurt ourselves by refusing to buy petrol. It was more of an inconvenience to us than it was a problem for them. BUT, whoever thought of this idea, has come up with a plan that can really work.

Please read it and join in!

Now that the oil companies and the OPEC nations have conditioned us to think that the cost of a litre is CHEAP, we need to take aggressive action to teach them that BUYERS control the market place not sellers. With the price of petrol going up more each day, we consumers need to take action. The only way we are going to see the price of petrol come down is if we hit someone in the pocket by not purchasing their Petrol! And we can do that WITHOUT hurting ourselves. Here's the idea:

For the rest of this year DON'T PURCHASE ANY petrol FROM the two biggest oil companies (which now are one), ESSO and BP.

If they are not selling any petrol, they will be inclined to reduce their prices. If they reduce their prices, the other companies will have to follow suit. But to have an impact we need to reach literally millions of Esso and BP petrol buyers. It's really simple to do!!

Now, don't wimp out at this point... keep reading and I'll explain how simple it is to reach millions of people!!

I am sending this note to a lot of people. If each of you send it to at least ten more (30 x 10 = 300)... and those 300 send it to at least ten more (300 x 10 = 3,000) ... and so on, by the time the message reaches the sixth generation of people, we will have reached over THREE MILLION consumers! If those three million get excited and pass this on to ten friends each, then 30 million people will have been contacted! If it goes one level further, you guessed it... ...

THREE HUNDRED MILLION PEOPLE!!!

Again, all You have to do is send this to 10 people. That's all. (and not buy at ESSO/BP). How long would all that take? If each of us sends this email out to ten more people within one day of receipt, all 300 MILLION people could conceivably be contacted within the next 8days!!! Acting together we can make a difference . If this makes sense to you, please pass this message on.

PLEASE HOLD OUT UNTIL THEY LOWER THEIR PRICES TO THE 90p a LITRE RANGE

It's easy to make this happen. Just forward this email, and BUY your petrol at Shell, Asda, Tesco, Sainsburys, Morrisons, Jet etc.

BOYCOTT ESSO and BP.

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How Private Dentists charge like Ryan Air

Oral-B Vitality Precision Clean Rechargeable Electric Toothbrush

There is encouraging trend in the towns in the UK that you will find a NHS dental practise opening round the corner. This may have been due to government or universities encouraging more students in last few years to opt dentistry as their career. And the results you find more NHS dental practises opening up near you now.

You might have noticed your letterbox flooded with flyers from the private dentist around you. Most of them offering you some sort of concession or free treatment when you register with them.

One such flyer of a local private dental surgery landed in my letterbox and I thought of sharing it with you. The aim is see how they are trying to lure you to registering with them and compete with NHS dentists whose prices are much cheaper compared to them.

From 20100207 iWaant

The opening statement "We are currently taking new patients" Did the private dental surgery ever stop registering new patients ?

"Competitive Prices" We will see the prices on the overleaf of the leaflet

"Cosmetic Dentistry" It is good to have a dental surgery that has cosmetic dentistry. But these treatments are expensive

"Funding up to 12 months interest free" You can go for expensive treatments and pay for next one year.

"Families welcome" When you, your spouse and children go to the same dentist, then your family will be promoting the surgery.

"Established over 20 years" This is a plus point compared to new NHS Dental Surgery which has started recently.

"Free Parking" That's a good point. So how much time your dentist wants to treat you - 2 hours. The parking should be maximum £2 and you will paying to dentist over £100.

"You will always see the same dentist" That's a bold statement. Inquire whether the surgery has other dentists !!!

Your smile .... our priority .... Now let's have a look at their fee structure and see how they are transparent like Ryan Air.

From 20100207 iWaant

Examination £18 : Usually an examination will be for £30 as the dentist will not only have a look at your teeth but also take x-rays to determine the course of treatment.

Scale and Polish £21 : Why would a dentist to do scale and polish when there is a hygienist in the dental surgery who can do a thorough job for you than a dentist.

X-rays £6 each: See examination above.

Amalgam fillings from £48 : You should ask the dentist the quality of materials. The dentist is most likely to explain the quality and life of materials and other dearer options. Just ask him why his materials are cheaper than the other local dentist.

White Fillings from £45: Ask him the same questions as Amalgam fillings

Simple Extractions £65: When it is simple extraction, then the tooth would come out in 5 minutes. Earlier the dentist would have charged you for an examination, taken two x-rays and now he is extracting it. So you pay £95 for a simple job.

Surgical extractions £85: This sounds to be complicated. The dentist in this type practise will only do an examination and recommended you to a specialist. So you pay for examination + X-rays and pay to a specialist, probably, lot more.

Crowns from £280 / Dentures from £300: There is an element of labour and materials for any treatment. Either the labour is expensive or materials. Just like your car, if the tyre is expensive it will last for a long time but if it is cheap, then you have to change it after an year.

Root Canal (per root) from £70: The dodgy word 'from' does not give you a confidence how much you are going to get ripped. This pricing is like Ryan Air prices which starts with £ 10 to attract your attention and then you end up paying £80 when all the options are added up.

The dentist charges you for an examination. But, in theory, can a dentist provide you an estimate for any work without an examination ? Does a decorator provide you an estimate without looking at your house or charge you just for coming to your house. Why are the dentist so different ?

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